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Types of Coverage
Dental and vision insurance can be purchased in two ways. It can be purchased as an addition to a health care plan or as a separate insurance package. Both plans receive a lot of use, and in the end, which one you elect to pick simply comes down to personal preference.
Health Care Add-on
As previously mentioned, dental and vision care can be purchased in addition with many health care policies. This is generally less expensive than purchasing a separate dental and vision plan, but consequently offer less coverage as well.
Basic Dental and Vision Insurance
Purchasing a separate basic dental and vision insurance plan is the safest way to ensure that operations outside of annual check ups will receive coverage. As a buyer, you have much more authority to decide what you want coverage for by purchasing one of these policies.