Disability Insurance

What is Disability Insurance?
Disability insurance is a form of coverage that will replace a percentage of your income should you be unable to work because of injury or illness. Most policies are written for a specific monthly benefit – the face amount of the coverage. The upper limit is typically between 50% and 70% of your earned income.

Types of Disability Insurance

Individual disability insurance – this type of policy is written specifically for the covered individual, with choices for coverage amounts, periods, exclusions, etc. The more comprehensive the coverage, the higher